Baccarat tools: play, track, simulate and check the math
Eight free tools built on one 8-deck rule engine. Deal a practice shoe with play chips, chart a real shoe on the Big Road, run a betting system through 10,000 shoes, or drill the third-card rule in five questions a day.
No tool here predicts the next hand. Each one shows a rule, a payout or a probability so you can see what drives the result.
Play and practise
Free practice table
Deal real hands from a shuffled 8-deck shoe with play chips. Standard or EZ rules, session stats saved on your device.
Open →DailyDaily third-card challenge
Five drawing-rule questions a day, the same five for everyone. Keep a streak going.
Open →TrainerThird-card trainer
Unlimited Draw or Stand drills for Player and Banker under standard punto banco rules.
Open →SimulatorScoring simulator
Deal one hand at a time with every draw explained, to learn totals and the drawing order.
Open →Test and track
Betting system simulator
Run Martingale, Paroli, Fibonacci, D’Alembert, 1-3-2-6 or flat bets through 10,000 shoes and see the ruin rate and loss per unit bet.
Open →TrackScorecard and road tracker
Tap B, P or T and watch the bead road and Big Road draw themselves, ties and dragon tails included.
Open →Calculate
How these tools are checked
The practice table, simulator, scoring simulator and daily challenge all run the same rule engine. Before launch we checked it three ways:
- Every hand type. We ran the engine on all 1,000,000 combinations of the first four card values and the two possible third cards and compared each result with a separately written drawing table. Mismatches: 0.
- Exact probabilities. Weighting those combinations by how many ways an 8-deck shoe can deal them reproduces Banker 45.8597%, Player 44.6247% and Tie 9.5156%, so the house edges come out at 1.06%, 1.24% and 14.36%.
- Real shoes. 12,000,000 hands dealt through shuffled shoes with a cut card gave Banker 45.87%, Player 44.61% and Tie 9.52%, inside normal sampling error.
The figures behind the calculators are on our baccarat reference tables page. For the rules themselves, start with the third-card rule, then odds and house edge and commission vs no-commission. If you’re thinking about a progression, read betting systems next to the simulator, and road maps next to the road tracker.
Where to play with these rules
When you’re ready to compare real tables, our where-to-play page lines them up by the rules that set your cost: commission or EZ, side-bet paytables, live or RNG, and licence, then lists operators by region, only where we’ve checked their licence and terms. Play only if you are 18+ or the legal age where you live.
Calculators for other games
The same approach, applied elsewhere: the poker pot odds calculator gives the break-even equity for a call, the outs and equity calculator turns outs into exact hit chances, and the rake cost calculator shows what a percentage-and-cap rake takes. For dice, the craps bet cost calculator turns a house edge into dollars. All of them are listed on the poker tools, craps tools and casino math tools hubs.