Rules first
Where to play baccarat: compare tables by their rules
Wherever you play, the rules at the table set what each bet costs you. Check them first, then the licence, then whether the operator actually accepts players where you live. Here’s how, with exact numbers, followed by the operators we’ve verified region by region.
Affiliate disclosure. Some links on this page are affiliate links. If you sign up through one, Baccaret may earn a commission. That never changes the rule tables or the math. We don’t list bonuses or ratings, and the order of operators is not a ranking.
Full disclosure policy.
Age and legalityPlay only if you are 18+ or the legal age where you live; 19+ in most of Canada (18+ in Alberta, Manitoba and Quebec). Online gambling is legal in some places and not in others; check the law where you are, and use only operators licensed for your location. Gambling is a cost, not an income. Free, confidential help: Gambling Therapy (worldwide), BeGambleAware and GAMSTOP (UK), Gambling Care (Ireland, 1800 936 725), ConnexOntario (Ontario, 1-866-531-2600), and our responsible play guide.
1. The rules that set your cost
Exact house edges for eight decks, per hand dealt (ties counted). We computed every figure ourselves by counting every possible deal; the method is on our reference tables page.
| Bet and rule | What to look for | House edge |
|---|
| Banker, 5% commission | “Banker pays 0.95 to 1” or “19 to 20” | 1.06% |
| Banker, EZ / no commission (three-card 7 pushes) | “No commission” plus a Banker 7 push rule | 1.02% |
| Banker, Super 6 type (winning 6 pays 1 to 2) | “No commission” plus a half-pay Banker 6 rule | 1.46% |
| Player | Pays 1 to 1 in all three games above | 1.24% |
| Tie at 8 to 1 | The usual tie payout | 14.36% |
| Tie at 9 to 1 | Less common; much cheaper | 4.84% |
“No commission” isn’t automatically better: EZ Baccarat is slightly cheaper than the standard game on Banker, and a Super 6 table is more expensive. See commission vs no-commission, or try both rule sets at the practice table.
5. Operators by region
We list an operator only for regions its own terms allow and only after checking its licence. Facts were checked on each operator’s pages and the relevant register on October 10, 2026. “Not shown” means the operator didn’t show it publicly where we looked.
Ontario (Canada)
For players physically in Ontario, 19 or older. Only sites on the iGaming Ontario register are listed. Each one below was confirmed on the iGaming Ontario operator directory on October 10, 2026. These are separate services from the same brands’ sites for the rest of Canada. Spin Casino, Jackpot City, Ruby Fortune and Royal Vegas Ontario are all run by Cadtree Limited; Betway Ontario is run by Cadway Limited.
Spin Casino Ontario
www.spincasino.ca/ontarioBaccaratBaccarat is named in the site’s terms; the game lobby isn’t public, so titles not shown
Accepts: Ontario only: 19+ and physically in Ontario (terms 1.1.4 and location checks)
Licence, terms and responsible gaming
- Registered operator
- Cadtree Limited (Alderney, company 2031)
AGCO registration OPIG1237906 (stated in the site footer) - Register entry
- iGaming Ontario operator directory: Cadtree Limited, Casino, Spin Casino, https://www.spincasino.ca/ontario (re-checked 2026-10-10 10:57:41 ET)
Amazon Slots
www.amazonslots.caBaccaratLive baccarat (the site names Live Lightning Baccarat)
Accepts: Ontario only: 19+ and physically in Ontario (as stated on the site)
Licence, terms and responsible gaming
- Registered operator
- The Six Gaming Limited (Alderney)
AGCO registration OPIG1229310 (stated in the site footer) - Register entry
- iGaming Ontario operator directory: The Six Gaming Limited, Casino, Amazon Slots, https://www.amazonslots.ca/ (re-checked 2026-10-10 10:57:41 ET)
- Responsible gaming
- Daily, weekly or monthly deposit limits (24-hour wait on increases), Take a Break, self-exclusion; points to BetGuard
Responsible gaming page
Jackpot City Ontario
www.jackpotcity.ca/ontarioBaccaratBaccarat and live dealer games named on the site; titles not shown
Accepts: Ontario only: 19+ and physically in Ontario (terms)
Licence, terms and responsible gaming
- Registered operator
- Cadtree Limited (Alderney, company 2031)
AGCO registration OPIG1236392 (stated in the site footer) - Register entry
- iGaming Ontario operator directory: Cadtree Limited, Casino, Jackpot City, https://www.jackpotcity.ca/ontario (checked 2026-10-10 10:57:41 ET)
Ruby Fortune Ontario
www.rubyfortune.ca/ontarioBaccaratBaccarat named on the site (“Real Roulette & Baccarat”); titles not otherwise shown
Accepts: Ontario only: 19+ and physically in Ontario (terms)
Licence, terms and responsible gaming
- Registered operator
- Cadtree Limited (Alderney, company 2031)
AGCO registration OPIG1237898 (stated in the site footer) - Register entry
- iGaming Ontario operator directory: Cadtree Limited, Casino, Ruby Fortune, https://www.rubyfortune.ca/ontario (checked 2026-10-10 10:57:41 ET)
Royal Vegas Ontario
www.royalvegas.ca/ontarioBaccaratNo Commission Baccarat named on the site
Accepts: Ontario only: 19+ and physically in Ontario (terms)
Licence, terms and responsible gaming
- Registered operator
- Cadtree Limited (Alderney, company 2031)
AGCO registration OPIG1237900 (stated in the site footer) - Register entry
- iGaming Ontario operator directory: Cadtree Limited, Casino, Royal Vegas, https://www.royalvegas.ca/ontario (checked 2026-10-10 10:57:41 ET)
Betway Ontario
betway.ca/ontarioBaccaratNot shown
Accepts: Ontario only: 19+ and physically in Ontario (terms)
Licence, terms and responsible gaming
- Registered operator
- Cadway Limited (Alderney)
Registered with the AGCO and operating under an agreement with iGaming Ontario (stated in the site footer; no number shown) - Register entry
- iGaming Ontario operator directory: Cadway Limited, Casino and Sports Betting, Betway, https://betway.ca/ontario (checked 2026-10-10 10:57:41 ET)
Listings show rules and licensing facts only. Gambling can be harmful: ConnexOntario gives free, confidential help 24/7 at 1-866-531-2600 or connexontario.ca.
Canada outside Ontario
These sites are licensed outside Canada and, according to their own terms, accept players in Canada except the provinces noted. None of them is for Ontario. Spin Casino, Jackpot City, Ruby Fortune and Royal Vegas also restrict Alberta. Legal age: 19 in most provinces, 18 in Alberta, Manitoba and Quebec.
Same company, four brands: Spin Casino, Jackpot City, Ruby Fortune and Royal Vegas are all run by Baytree Interactive Ltd. The Kahnawà:ke register lists 19 website entries under that company. We list four because they’re separate sites, not because they’re independent of each other. Betway is run by a different company, Betway Limited, licensed in Malta.
Spin Casino
www.spincasino.comBaccaratLive baccarat and RNG baccarat
Accepts: Canada, except Ontario and Alberta
Licence, terms and responsible gaming
- Checked
- Operator’s terms, October 10, 2026
- Company and licence
- Baytree Interactive Ltd (Guernsey, company 69691)
Kahnawà:ke Gaming Commission permit holder: Baytree Interactive Limited with www.spincasino.com on the KGC register; site footer gives licence number 01059 - Commission
- Standard and no-commission tables (Switch No Commission Baccarat in the lobby)
- Side bets
- not shown
- Variants
- Switch No Commission Baccarat, Speed Baccarat, Card Matchup, Switch Dragon Tiger
- Deposits
- Minimum: not shown
Interac: not shown - Responsible gaming
- Deposit limits (daily, weekly or monthly), self-assessment, self-exclusion
Responsible gaming page
Jackpot City
www.jackpotcitycasino.comBaccaratLive baccarat and RNG baccarat
Accepts: Canada, except Ontario and Alberta
Licence, terms and responsible gaming
- Checked
- Operator’s terms, October 10, 2026
- Company and licence
- Baytree Interactive Ltd (Guernsey, company 69691), the same company as Spin Casino
Kahnawà:ke Gaming Commission permit holder: Baytree Interactive Limited with www.jackpotcitycasino.com on the KGC register; site footer gives licence number 01059 - Commission
- Standard tables (Banker pays 1:1 minus 5% "in most cases") and Switch No Commission Baccarat
- Side bets
- not shown
- Variants
- Speed Baccarat, Super 8 Baccarat, Fortune 6 Baccarat, Card Matchup, Switch No Commission Baccarat, Switch Dragon Tiger
- Deposits
- Minimum: $5 per method on the payment-methods page (Visa, Mastercard, ecoPayz, Skrill, Neosurf)
Interac: not shown
Betway
betway.com (Canadian site at betway.com/en-ca)BaccaratLive baccarat and RNG baccarat (both lobby categories shown)
Accepts: Canada, except Ontario
Licence, terms and responsible gaming
- Checked
- Operator’s terms, October 10, 2026
- Company and licence
- Betway Limited (Malta, C39710)
Malta Gaming Authority MGA/CRP/130/2006, status Licensed on the MGA verification seal - Commission
- not shown
- Side bets
- not shown
- Variants
- not shown (game titles did not load without an account)
- Deposits
- Minimum: not shown
Interac: not shown - Responsible gaming
- Deposit limits with a 24-hour cooling-off on increases, take-a-break (24 hours to 30 days), self-exclusion
Responsible gaming page
Ruby Fortune
www.rubyfortune.com/caBaccaratBaccarat is in the site menu; titles not shown
Accepts: Canada, except Ontario and Alberta
Licence, terms and responsible gaming
- Checked
- Operator’s terms, October 10, 2026
- Company and licence
- Baytree Interactive Ltd (Guernsey, company 69691), the same company as Spin Casino and Jackpot City
Kahnawà:ke Gaming Commission permit holder: Baytree Interactive Limited with www.rubyfortune.com on the KGC register; site footer gives licence number 01059 - Commission
- not shown
- Side bets
- not shown
- Variants
- not shown
- Deposits
- Minimum: not shown
Interac: not shown
Royal Vegas
www.royalvegascasino.com/caBaccaratLive baccarat and RNG baccarat
Accepts: Canada, except Ontario and Alberta
Licence, terms and responsible gaming
- Checked
- Operator’s terms, October 10, 2026
- Company and licence
- Baytree Interactive Ltd (Guernsey, company 69691), the same company as Spin Casino and Jackpot City
Kahnawà:ke Gaming Commission permit holder: Baytree Interactive Limited with www.royalvegascasino.com on the KGC register; site footer gives licence number 01059 - Commission
- not shown
- Side bets
- not shown
- Variants
- Live Baccarat, Speed Baccarat, Real Baccarat with Holly
- Deposits
- Minimum: not shown
Interac: Interac e-Transfer named on the site
Listed in alphabetical order of company, not ranked. Links open the operator’s site in a new tab.
United Kingdom
For players in the United Kingdom, 18 or older. Each site below is on the UK Gambling Commission’s public register under Betway Limited, account 39372, which holds an active remote casino licence. We checked the register on October 10, 2026. Each site’s own terms say it is only for people who live or are located in the UK.
Same company, three brands: all three sites are run by Betway Limited. Hippodrome Online appears on the register as a white-label site under Betway Limited’s licence. We list them separately because they’re separate sites, not because they’re independent of each other.
Spin Casino UK
www.spincasino.co.ukBaccaratLobby not reviewed by us
Accepts: United Kingdom only, 18+
Licence, terms and responsible gaming
- Terms
- Terms section 2: “You may only use this website … if you reside or are located in the United Kingdom.” Section 3.1: you must be at least 18. Terms, checked October 10, 2026
- Company and UK licence
- Betway Limited (Malta, C39710)
UK Gambling Commission account 39372 (Betway Limited): spincasino.co.uk listed as Active; Remote Casino licence 039372-R-319367-029, Active - Safer gambling
- Deposit and net deposit limits, take a break, self-exclusion; points to GAMSTOP
Safer gambling page
Jackpot City UK
www.jackpotcitycasino.co.ukBaccaratLobby not reviewed by us
Accepts: United Kingdom only, 18+
Licence, terms and responsible gaming
- Terms
- Terms section 2: “You may only use this website … if you reside or are located in the United Kingdom.” Section 3.1: you must be at least 18. Terms, checked October 10, 2026
- Company and UK licence
- Betway Limited (Malta, C39710)
UK Gambling Commission account 39372 (Betway Limited): jackpotcitycasino.co.uk listed as Active; Remote Casino licence 039372-R-319367-029, Active - Safer gambling
- See the site’s own safer gambling page
Hippodrome Online
www.hippodromeonline.comBaccaratLobby not reviewed by us
Accepts: United Kingdom only, 18+
Licence, terms and responsible gaming
- Terms
- Terms section 2: “You may only use this website … if you reside or are located in the United Kingdom.” Section 3.1: you must be at least 18. Terms, checked October 10, 2026
- Company and UK licence
- Betway Limited (Malta, C39710), under the Hippodrome Online brand
UK Gambling Commission account 39372 (Betway Limited): hippodromeonline.com listed as White Label; Remote Casino licence 039372-R-319367-029, Active - Safer gambling
- See the site’s own safer gambling page
Not ranked. Free, confidential help in the UK: BeGambleAware, and GAMSTOP to block yourself from all UK-licensed gambling sites at once. 18+ only.
Ireland
For players in the Republic of Ireland, 18 or older. Ireland’s new regulator, the Gambling Regulatory Authority of Ireland, does not license online casinos yet; its register currently lists remote betting licences. None of the sites below holds an Irish licence. Each is run by Baytree Interactive Ltd, which holds a Kahnawà:ke Gaming Commission licence; we confirmed each domain on the Kahnawà:ke register on October 10, 2026. Their terms don’t restrict the Republic of Ireland; they do restrict Northern Ireland (see the UK section instead).
Same company, three brands: Spin Casino, Jackpot City and Ruby Fortune are all run by Baytree Interactive Ltd, the same company as their sites for Canada outside Ontario.
Spin Casino (Ireland)
www.spincasino.com/ieBaccaratLobby not reviewed by us
Accepts: Republic of Ireland, 18+ (not Northern Ireland)
Licence, terms and responsible gaming
- Terms
- Ireland is not on the restricted list in clause 1.1.2.2 (Northern Ireland is). Clause 1.1.4: over 18 and of legal age where you live. Terms, checked October 10, 2026
- Company and licence
- Baytree Interactive Ltd (Guernsey, company 69691)
No Irish licence. Kahnawà:ke Gaming Commission permit holder: Baytree Interactive Limited with www.spincasino.com on the KGC register; licence number 01059 in the site footer
Jackpot City (Ireland)
www.jackpotcitycasino.com/irelandBaccaratLobby not reviewed by us
Accepts: Republic of Ireland, 18+ (not Northern Ireland)
Licence, terms and responsible gaming
- Terms
- Ireland is not on the restricted list in clause 1.1.2.2 (Northern Ireland is). Clause 1.1.4: over 18 and of legal age where you live. Terms, checked October 10, 2026
- Company and licence
- Baytree Interactive Ltd (Guernsey, company 69691)
No Irish licence. Kahnawà:ke Gaming Commission permit holder: Baytree Interactive Limited with www.jackpotcitycasino.com on the KGC register; licence number 01059 in the site footer
Ruby Fortune (Ireland)
www.rubyfortune.com/ieBaccaratLobby not reviewed by us
Accepts: Republic of Ireland, 18+ (not Northern Ireland)
Licence, terms and responsible gaming
- Terms
- Ireland is not on the restricted list in clause 1.1.2.2 (Northern Ireland is). Clause 1.1.4: over 18 and of legal age where you live. Terms, checked October 10, 2026
- Company and licence
- Baytree Interactive Ltd (Guernsey, company 69691)
No Irish licence. Kahnawà:ke Gaming Commission permit holder: Baytree Interactive Limited with www.rubyfortune.com on the KGC register; licence number 01059 in the site footer
Not ranked. Free, confidential help in Ireland: Gambling Care, national helpline 1800 936 725 (checked October 10, 2026). 18+ only.
Other regions
We haven’t verified an operator that accepts players in these regions, and our affiliate programme doesn’t allow us to promote operators in several of them. None of the operators above accept players in the United States or Australia.
United States
None of the operators we’ve checked accept players in the United States: the sites for Canada and Ireland list the USA as restricted in their terms, and the UK sites are for the UK only. Legal online casino play in the US depends on the state, and only a few states license it.
Europe (outside the UK and Ireland)
Online gambling rules differ by country, and many European countries are on the restricted lists of the operators we’ve checked. We haven’t verified any operator for a European country other than the UK and Ireland, which have their own sections above.
Australia
Every operator we’ve checked either lists Australia as restricted or serves one country only.
Asia
Many Asian jurisdictions appear on the operators’ restricted lists, and online gambling is illegal in several of them.