Commission vs no-commission baccarat
No commission sounds automatically better. It is not a complete rule description. The casino normally takes back value somewhere else.
Standard baccarat typically pays Banker wins at 0.95 to 1 after a 5% commission. Common no-commission variants instead change a particular Banker outcome. EZ Baccarat pushes a winning three-card Banker 7; another widespread format pays only 1 to 2 when Banker wins on 6.
| Format | Changed Banker outcome | Exact 8-deck Banker house edge |
|---|---|---|
| Standard 5% commission | All Banker wins pay 0.95:1 | 1.06% (1.0579%) |
| EZ Baccarat | Three-card Banker 7 pushes | 1.02% (1.0183%) |
| Banker-6 half-pay / Super 6 type | Winning Banker 6 pays 0.5:1 | 1.46% (1.4581%) |
We computed these by counting every possible 8-deck deal. The Player bet is 1.24% in all three games.
The useful comparison is the whole rule set
Commission is only one term in the paytable. Removing a visible fee can still produce a higher house edge if the replacement rule is more expensive. Compare expected value, not the marketing label.
Where to play with these rules
Our where-to-play page compares tables by these rules, including which operators show no-commission tables, with licence details for each. Play only if you are 18+ or the legal age where you live. Want to feel the difference first? The practice table has a standard and an EZ mode, and the tools hub has the rest.